Pricing

The planner and app are free. Claude is free to try for a limited time.

Built for US taxpayers — FinZot models US federal and state tax law only.

Free

The whole planner and app, free

$0 USD / year
  • Up to 4 plans with 12 scenarios each. No sign-in to start, free cloud backup when you register
  • A tax engine with lot-level cost basis, capital gains stacked on ordinary income, Social Security's 50% and 85% tiers, AMT, NIIT, the senior bonus deduction, and carryforwards
  • Income tax for 41 states and DC, each with its own retirement income rules, plus local income tax
  • Social Security with the earnings test, spousal top-ups, and survivor benefits, plus pensions
  • IRMAA, ACA premium credits, Roth conversions, SEPP 72(t), and QCDs
  • Roth conversion & withdrawal optimizer, or fill either to a tax bracket, IRMAA tier, or ACA threshold
  • Monte Carlo with a thousand trials from real market history, compared across scenarios
  • Version history with undo & rewind
  • Try the Claude connector with a small tool-call allowance, free for a limited time
Start for Free

Plus

Higher Claude Connector Limits

$100 USD / year
  • Everything in Free
  • Much higher limits on Claude's FinZot tool calls than Free
  • Share plans with others
AI

Claude connector

Connect Claude, Anthropic's AI assistant, and work on your plan in plain English.

  • Start from nothing: describe your situation and Claude builds you a plan
  • Update your plan: add accounts, change assumptions, build scenarios
  • Ask Claude to analyze your plan: run projections, dig into results, find better Roth strategies
  • Results in more detail than any chart: every year, account, tax line, and Monte Carlo trial in full
Get Plus

Every plan limits Claude's FinZot tool calls. How they work .

Want to provide FinZot as a benefit for your company? Contact us .