Supported Pension Plans

FinZot supports modeling the following defined benefit pension plans. Click on a plan to see the detailed benefit formulas we use.

Plan	Employee Contribution	Vesting	Details
Alabama ERS (Tier 2)	6.2% pre-tax	10 years	View
Alabama TRS (Tier 2)	6.2% pre-tax	10 years	View
Arkansas APERS	5% pre-tax	5 years	View
Arkansas ATRS	7% pre-tax	5 years	View
Arizona ASRS	6% pre-tax	See details	View
California CalPERS (PEPRA 2% at 62)	8% pre-tax	5 years	View
California CalSTRS (2% at 62)	10.205% pre-tax	5 years	View
CalPERS 2% at 55 (Classic)	7% pre-tax	5 years	View
CalPERS 2% at 62 (PEPRA)	8% pre-tax	5 years	View
CalSTRS 2% at 60	8% pre-tax	5 years	View
CalSTRS 2% at 62	10.205% pre-tax	5 years	View
Colorado PERA (State)	11% pre-tax	5 years	View
Connecticut SERS Tier IV	5% pre-tax	10 years	View
Connecticut TRS	8.25% pre-tax	10 years	View
FERS (Hired before 2013)	0.8% post-tax	5 years	View
FERS-FRAE (Hired 2014+)	4.4% post-tax	5 years	View
FERS-RAE (Hired 2013)	3.1% post-tax	5 years	View
FERS Special Provisions — LEO/Firefighter/ATC (Hired before 2013)	1.3% post-tax	5 years	View
FERS Special Provisions — LEO/Firefighter/ATC (Hired 2014+)	4.9% post-tax	5 years	View
FERS Special Provisions — LEO/Firefighter/ATC (Hired 2013)	3.6% post-tax	5 years	View
Florida FRS Pension Plan	3% pre-tax	8 years	View
Georgia ERS (GSEPS)	1.25% pre-tax	10 years	View
Georgia TRS	6% pre-tax	10 years	View
Hawaii ERS (Hybrid)	8% pre-tax	10 years	View
Idaho PERSI (Base Plan)	7.16% pre-tax	5 years	View
Illinois TRS Tier 2	9% pre-tax	10 years	View
Indiana PERF (Hybrid)	0% pre-tax	10 years	View
Indiana TRF (Hybrid)	0% pre-tax	10 years	View
Iowa IPERS (Regular)	6.29% pre-tax	See details	View
Louisiana LASERS (Regular)	8% pre-tax	5 years	View
Louisiana TRSL (Regular)	8% pre-tax	5 years	View
Massachusetts MSERS (Post-2012)	10.25% pre-tax	10 years	View
Maryland SRPS (Reformed Contributory)	7% pre-tax	10 years	View
Maine PERS (State/Teacher)	7.65% pre-tax	5 years	View
Michigan MPSERS (Pension Plus 2)	6.2% pre-tax	10 years	View
Military Retirement (BRS)	0% pre-tax	20 years	View
Military Retirement (High-3)	0% pre-tax	20 years	View
Minnesota MSRS (General)	6% pre-tax	3 years	View
Minnesota PERA (General/Coordinated)	6.5% pre-tax	3 years	View
Minnesota TRA	8% pre-tax	3 years	View
Missouri MOSERS (MSEP 2011)	4% pre-tax	5 years	View
Missouri PSRS	14.5% pre-tax	5 years	View
Mississippi PERS (Tier 4)	9% pre-tax	8 years	View
North Carolina TSERS	6% pre-tax	5 years	View
New Hampshire NHRS (Group I)	7% pre-tax	10 years	View
New Jersey PERS Tier 5	7.5% pre-tax	10 years	View
New Mexico ERB (Tier 4)	10.7% pre-tax	5 years	View
New Mexico PERA (State General, Tier 2)	8.92% pre-tax	5 years	View
Nevada PERS (Regular)	19.25% pre-tax	5 years	View
New York NYSTRS (Tier 6)	4.5% pre-tax	5 years	View
NYSLRS ERS Tier 6	4.5% pre-tax	5 years	View
NYSTRS Tier 4	0% pre-tax	5 years	View
NYSTRS Tier 6	4.5% pre-tax	5 years	View
Ohio SERS	10% pre-tax	5 years	View
Oklahoma PERS (OPERS DB)	3.5% pre-tax	8 years	View
Oklahoma TRS	7% pre-tax	7 years	View
Ohio PERS Traditional (Group C)	10% pre-tax	5 years	View
Oregon PERS OPSRP (Pension)	0% pre-tax	5 years	View
Pennsylvania PSERS Class T-G	5.5% pre-tax	See details	View
Pennsylvania SERS (Class A-5)	5% pre-tax	See details	View
South Carolina SCRS Class Three	9% pre-tax	8 years	View
STRS Ohio Defined Benefit	14% pre-tax	5 years	View
Texas TRS Tier 2 (Legacy)	8.25% pre-tax	5 years	View
Texas TRS Tier 6	8.25% pre-tax	5 years	View
Tennessee TCRS (Hybrid)	5% pre-tax	5 years	View
Texas ERS (Group 3)	9.5% pre-tax	5 years	View
Texas TRS	8.25% pre-tax	5 years	View
Virginia VRS Plan 2	5% pre-tax	5 years	View
Washington PERS Plan 2	5.38% pre-tax	5 years	View
Washington TRS (Plan 2)	7.54% pre-tax	5 years	View
Wisconsin WRS (General)	7.2% pre-tax	5 years	View
West Virginia PERS (Tier II)	6% pre-tax	10 years	View
West Virginia TRS	6% pre-tax	5 years	View

Don’t see your plan? Email support@finzot.com and we’ll work on adding it.